Four ways to work with Roshan.
From a one-off plan to an ongoing partnership on your stock portfolio. Every service is delivered by Roshan personally.
A clear picture of what your money is for.
Most portfolios grow by accident: a fund here, a property there, an old account nobody looks at. A Financial Plan connects everything you own with the life you want to lead, so that every investment has a job to do.
What you get
- An Investment Portfolio Statement that sets out what you own, why you own it and how it should be managed
- Lifestyle Planning that links your spending, goals and time horizons to the portfolio
- Ten hours of Roshan's time, split between consulting sessions and follow-ups
- A suggested annual check-up to keep the plan current
A second opinion before you commit.
Some decisions deserve an independent view from someone with nothing to sell you. Investment Consulting gives you direct access to Roshan for the specific question in front of you.
What you get
- Independent advice on specific investment decisions
- Help selecting funds and comparing managers
- A structured evaluation of the investment options in front of you
- Flexible engagement, by the hour, with no long-term commitment
Institutional stock research, working for your portfolio.
Roshan has met and studied more than 2,100 companies across two decades. Stock Selection Support puts that research process to work for your portfolio, with ongoing access to Roshan Research and to Roshan himself.
What you get
- Ongoing stock-selection consulting tailored to your portfolio
- Access to Roshan Research: company notes, ideas and portfolio thinking
- Global, bottom-up coverage with a focus on the USA, China and India
- Direct conversations with the person doing the research
- Portfolio Consulting on your other assets included for clients whose main relationship is here
Roshan Classic
A higher return objective, accepting greater volatility and a wider range of annual outcomes.
Roshan Conservative
A lower volatility objective and a tighter range of outcomes.
One view across everything you own.
Wealth rarely sits in one place. Portfolio Consulting gives you a single, experienced view across the assets that sit outside your stock portfolio, so that the whole adds up to more than the parts.
What you get
- A consulting wrapper across bonds, private equity funds, hedge funds and direct investments
- An independent read on what bankers and managers are proposing
- Asset allocation thinking at CIO level
- Provided on a complimentary basis for minor or occasional queries where most of your liquid wealth sits in Stock Selection Support
Four steps. Understand first, then decide how far to go.
You stay in control. We build understanding, demonstrate the process, define the mandate, then start deliberately.
Understand your portfolio
You share
- Recent statements or a holdings list
- Cash needs, objectives and key concerns
- Tax, liquidity or investment restrictions
You receive
- A consolidated portfolio map
- Key risks, concentrations and gaps
- Priority questions and opportunities
See how we think
You share
- One or two positions you know well
- One current investment question
You receive
- A live investment case: value, downside and catalysts
- Sample portfolio reporting
- A clear sense of investment-style fit
Design your mandate
You share
- Return goal and time horizon
- Comfort with drawdowns and concentration
- Cash, tax, options and leverage preferences
You receive
- A Classic, Conservative or tailored mandate
- Portfolio guardrails and a benchmark approach
- A tax-aware transition plan
Start with a portion
You share
- The account or portion to start with
- Custodian access, cost basis and tax data
- Near-term transfer or withdrawal needs
You receive
- A day-zero portfolio baseline
- An implementation roadmap
- Regular reporting and a 90-day review rhythm
For discussion purposes only. Services are subject to client eligibility, jurisdiction and applicable regulatory requirements.
Looking for support beyond the portfolio?
Middle office support for family offices, and pro bono investment consulting for registered charities.
Roshan takes on a small number of new families each year, by direct enquiry. Write to him